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Zero Balance Bank Account Opening - Tips 

There are various types of savings accounts administered by the banks based on gender, occupation, income group etc. Conventionally, the savings account holder is required to maintain a minimum balance in the account at all times. If the balance falls below the minimum balance amount, banks penalise by means of a nominal monetary deduction.

Owing to latest trends in banking, “Zero Balance Savings Account” is increasing becoming a fad,
What Is Zero Balance Savings Account?

Where the account holder is free to operate the account without strings of maintaining a minimum balance.

Zero Balance Savings Account Opened Under Pradhan Mantri Jan Dhan Yojana (PMJDY)

An ambitious mission from the Ministry of Finance, Govt. of India, this program is a national mission for financial inclusion by means of providing easy access to financial services such as Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension to all citizens in an affordable manner.
Benefits of Savings Account Opened Under PMJDY

No need to maintain a minimum balance.
Interest on deposits as per prevailing bank rates.
Accidental insurance cover of Rs.1.00 lac.
Direct benefit transfer from Government schemes are credited to this account.
Overdraft facility is offered after 6 months of satisfactory operation.
RuPay debit card and free Accident insurance cover.

Disclaimer : 
• This app is not an official Bank App that are just provideing information how to open bank account.
• This app only acts as an interface. All information displayed is loaded from other websites i.e. kotak,sbi or other site etc..
• This application is developed for convenience of app users to get all important information at one single place.
• This app does not store any information provided by the user like username/password, etc..
• Developer of this Android App and its affiliates will not be responsible for any harm, loss or damage arising out of information provided on this app.
• We will love to hear your suggestion or help you in case you find roadback
Please feel free to write us at
零余额银行开户-提示

银行根据性别，职业，收入组别等管理各种类型的储蓄账户。通常，要求储蓄账户持有人始终保持账户的最低余额。如果余额低于最低余额，则银行将通过名义货币扣除进行处罚。

由于银行业的最新趋势，“零余额储蓄帐户”正逐渐成为一种时尚，
什么是零余额储蓄帐户？

账户持有人可以自由操作账户而无需保持最低余额的条件。

在Pradhan Mantri Jan Dhan Yojana（PMJDY）下开设的零余额储蓄帐户

来自政府财政部的宏伟任务。该计划是印度的一项全国性金融使命，旨在以负担得起的方式为所有公民提供便捷的金融服务，如银行/储蓄和存款帐户，汇款，信贷，保险，养老金。
在PMJDY下开设的储蓄帐户的好处

无需维持最低余额。
根据现行银行利率计算的存款利息。
意外伤害保险金额为1.00拉克。
来自政府计划的直接利益转移计入该帐户。
经过6个月的满意运作后，才能提供透支服务。
RuPay借记卡和免费的意外保险。

免责声明：
•此应用不是官方的银行应用，仅提供有关如何开设银行帐户的信息。
•此应用程序仅充当界面。显示的所有信息都是从其他网站（例如kotak，sbi或其他网站等）加载的。
•开发此应用程序是为了方便应用程序用户将所有重要信息集中在一个地方。
•此应用程序不存储用户提供的任何信息，例如用户名/密码等。
•此Android应用程序及其关联公司的开发人员对因使用此应用程序提供的信息而造成的任何伤害，损失或损害概不负责。
•我们很乐意听到您的建议，或者在您遇到路途时为您提供帮助
请随时写信给我们


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